Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your use of the x4Pay platform, website, applications, and services (collectively, the "Service") operated by x4Pay ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms.

2. Utility Token - Not an Investment

IMPORTANT: x4Pay tokens are utility tokens, NOT investments or securities.

2.1 Utility Purpose: x4Pay tokens are designed exclusively for use within the x4Pay ecosystem for machine registration and verification level achievement.

2.2 Not Securities: x4Pay tokens are not securities, investment contracts, or financial instruments under any jurisdiction's laws.

2.3 No Investment Returns: Tokens do not represent equity, debt, or ownership rights. There are no promises or expectations of profits or returns.

2.4 No Investment Advice: Nothing on our platform constitutes investment, financial, legal, or tax advice.

3. Risk Warnings

3.1 High Risk: Cryptocurrency and blockchain technologies involve substantial risk, including potential total loss of value.

3.2 Volatility: Token values can be extremely volatile and unpredictable.

3.3 Technology Risks: Blockchain technology is experimental and may contain bugs, vulnerabilities, or fail entirely.

3.4 Regulatory Risks: Cryptocurrency regulations are evolving and may impact token functionality or legality.

4. User Responsibilities

4.1 Legal Compliance: You are responsible for compliance with all applicable laws and regulations in your jurisdiction.

4.2 Prohibited Jurisdictions: You may not use our Service if prohibited by local laws or regulations.

4.3 Age Requirements: You must be at least 18 years old to use our Service.

4.4 Account Security: You are responsible for maintaining the security of your wallets and private keys.

5. Service Availability

5.1 No Guarantees: We make no guarantees about Service availability, functionality, or performance.

5.2 Maintenance: We may suspend or modify the Service for maintenance, updates, or other reasons.

5.3 Discontinuation: We reserve the right to discontinue the Service at any time without notice.

6. Intellectual Property

6.1 Our Rights: We retain all rights to our trademarks, copyrights, and proprietary technology.

6.2 License: We grant you a limited, non-exclusive license to use our Service for its intended purpose.

6.3 Restrictions: You may not copy, modify, distribute, or reverse engineer our Service or technology.

7. Limitation of Liability

7.1 No Warranties: The Service is provided "as is" without warranties of any kind.

7.2 Liability Limits: Our liability is limited to the maximum extent permitted by law.

7.3 Consequential Damages: We are not liable for indirect, incidental, or consequential damages.

7.4 Total Liability: Our total liability shall not exceed the amount you paid for the Service in the past 12 months.

8. Indemnification

You agree to indemnify and hold harmless x4Pay, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

9. Governing Law and Disputes

9.1 Governing Law: These Terms are governed by the laws of [Your Jurisdiction].

9.2 Arbitration: Disputes shall be resolved through binding arbitration rather than court proceedings.

9.3 Class Action Waiver: You waive any right to participate in class action lawsuits.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Service constitutes acceptance of modified Terms.

11. Contact Information

If you have questions about these Terms, please contact us through our official channels listed on our website.

Acknowledgment

By using the x4Pay Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. You also acknowledge that x4Pay tokens are utility tokens and not investments or securities.